Owner Pay Planner

Not sure how much you can safely pay yourself from the business?

The Owner Pay Planner helps small business owners estimate a reasonable owner draw while still leaving enough cash for bills, taxes, payroll, reserves, and business growth.

This digital spreadsheet is built to help you stop guessing and start making owner pay decisions based on your numbers.

What’s included:

• Monthly revenue and expense planner

• Tax and GST set-aside section

• Emergency reserve planner

• Business reinvestment section

• Safe owner pay calculator

• Cash remaining after owner pay

• Simple safe / caution / tight status section

• Easy-to-use spreadsheet layout

Best for:

• Small business owners

• Sole proprietors and incorporated owners

• Contractors and service businesses

• Owners with inconsistent monthly cash flow

• Business owners who want to pay themselves without draining the business

This is a planning tool only. It does not replace professional tax, legal, payroll, or accounting advice.

Ayore Capital helps small to mid-sized businesses with cash-flow management, financial structure, owner draw planning, reporting, and operational decision-making.